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RATES

At Texas Exchange Bank, we make saving your money easy with a variety of deposit accounts for short-term or long-term investing. We offer products for you to earn a competitive rate, have easy access to your money, or save for your retirement.

We have two easy ways for you to open your account with us.

  1. Complete our New Account Application then fax it to us at 817-870-9735 or mail it to: 301 Commerce St, Suite 230, Fort Worth, TX 76102 and we will do the rest!
  2. Visit one of our locations and our new account personnel will be happy to assist you.

Lots of ways to get it done and it's easy. Our goal is to serve your banking needs and help you achieve your financial goals. We are looking forward to hearing from you soon!

View our current NEW MONEY rates by selecting the city nearest you from the box below.  For RENEWAL RATE questions, please call 817-297-4331 and select option 12 for New Accounts.

Rates are subject to change at any time.

NEW MONEY Certificates of Deposits and IRA's - Dallas
 

$1,000 Minimum to Open

 

$10,000 Minimum to Open

 
TermInterest RateAPY*Interest RateAPY*
90 Days 4.166% 4.246%  4.166% 4.246%
180 Days 4.155% 4.235%   4.155% 4.235%  
12 Month 3.891% 3.961%   3.891% 3.961%  
18 Month NA NA NA NA
24 Month NA  NA  NA NA 
30 Month NA NA  NA NA
36 Month NA NA NA NA 
48 Month NA NA NA NA   
60 Month NA NA NA NA  
 

Transactional Accounts
AccountMinimum Daily BalanceInterest Rate
Compounded Monthly		APY**Minimum Opening Balance
Personal NOW Checking $0.00 - $1,499.99 2.77% 2.77% $1,500.00 
  $1,500.00 + 2.77% 2.77%  
         
Business Interest Checking $0.00 - $49,999.99 2.77% 2.77% $100.00 
  $50,000.00 + 2.77% 2.77%  
Personal & Business Money Market $0.00 - $2,499.99 2.77% 2.77% $2,500.00 
  $2,500.00 + 2.77% 2.77%  
         
Personal & Business Premium Money Market $0.00 - $2,499.99 2.77% 2.77% $50,000.00 
  $2,500.00 - $49,999.99 2.77% 2.77%  
  $50,000.00 - $99,999.99 2.77% 2.77%  
  $100,000.00 + 2.77% 2.77%  
 
Personal & Business Savings*** $0.00 - $99.99 2.77%*** 2.77% $100.00 
  $100.00 + 2.77%*** 2.77%  
         

APY* - Annual Percentage Yields (APY) are accurate as of today's date and are subject to change without notice. APY assumes the principal and earned interest remain on deposit until maturity. Interest is compounded Monthly.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Certificates are available for IRA investments - same rates apply.

APY** - Annual Percentage Yields (APY) are accurate as of the date indicated on this sheet and are subject to change without notice. This is a variable rate account and the rate and APY may change after the account is opened. Fees could reduce earnings on the account.

APY*** - Savings interest compounds Quarterly
 

NEW MONEY Certificates of Deposits and IRA's - Fort Worth
 

$1,000 Minimum to Open

 

$10,000 Minimum to Open

 
TermInterest RateAPY*Interest RateAPY*
90 Days 4.166% 4.246%  4.166% 4.246% 
180 Days 4.155% 4.235%  4.155% 4.235%  
12 Month 3.891% 3.961%   3.891% 3.961% 
18 Month NA  NA   NA  NA  
24 Month  NA  NA  NA NA 
30 Month NA NA   NA  NA 
36 Month NA  NA  NA   NA 
48 Month NA   NA  NA   NA  
60 Month NA NA NA NA 
 

Transactional Accounts
AccountMinimum Daily BalanceInterest Rate
Compounded Monthly		APY**Minimum Opening Balance
Personal NOW Checking $0.00 - $1,499.99 2.77% 2.77% $1,500.00 
  $1,500.00 + 2.77% 2.77%  
         
Business Interest Checking $0.00 - $49,999.99 2.77% 2.77% $100.00 
  $50,000.00 + 2.77% 2.77%  
         
Personal & Business Money Market $0.00 - $2,499.99 2.77% 2.77% $2,500.00 
  $2,500.00 + 2.77% 2.77%  
         
Personal & Business Premium Money Market $0.00 - $2,499.99 2.77% 2.77% $50,000.00 
  $2,500.00 - $49,999.99 2.77% 2.77%  
  $50,000.00 - $99,999.99 2.77% 2.77%  
  $100,000.00 + 2.77% 2.77%  
 
Personal & Business Savings*** $0.00 - $99.99 2.77%*** 2.77% $100.00 
  $100.00 + 2.77%*** 2.77%  
         

APY* - Annual Percentage Yields (APY) are accurate as of today's date and are subject to change without notice. APY assumes the principal and earned interest remain on deposit until maturity.  Interest is compounded Monthly.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Certificates are available for IRA investments - same rates apply.

APY** - Annual Percentage Yields (APY) are accurate as of the date indicated on this sheet and are subject to change without notice. This is a variable rate account and the rate and APY may change after the account is opened. Fees could reduce earnings on the account.

APY*** - Savings interest compounds Quarterly
 

NEW MONEY Certificates of Deposits and IRA's - Houston
 

$1,000 Minimum to Open

 

$10,000 Minimum to Open

 
TermInterest RateAPY*Interest RateAPY*
90 Days 4.166%  4.246%  4.166%  4.246%  
180 Days 4.155% 4.235%  4.155% 4.235% 
12 Month 3.891%  3.961%   3.891% 3.961% 
18 Month NA NA  NA  NA 
24 Month NA  NA   NA NA 
30 Month NA NA  NA NA 
36 Month NA  NA  NA NA  
48 Month NA NA    NA NA 
60 Month NA   NA   NA  NA  
 

Transactional Accounts
AccountMinimum Daily BalanceInterest Rate
Compounded Monthly		APY**Minimum Opening Balance
         
Personal NOW Checking $0.00 - $1,499.99 2.77% 2.77% $1,500.00 
  $1,500.00 + 2.77% 2.77%  
         
Business Interest Checking $0.00 - $49,999.99 2.77% 2.77% $100.00 
  $50,000.00 + 2.77% 2.77%  
         
Personal & Business Money Market $0.00 - $2,499.99 2.77% 2.77% $2,500.00 
  $2,500.00 + 2.77% 2.77%  
         
Personal & Business Premium Money Market $0.00 - $2,499.99 2.77% 2.77% $50,000.00 
  $2,500.00 - $49,999.99 2.77% 2.77%  
  $50,000.00 - $99,999.99 2.77% 2.77%  
  $100,000.00 + 2.77% 2.77%  
 
Personal & Business Savings*** $0.00 - $99.99 2.77%*** 2.77% $100.00 
  $100.00 + 2.77%*** 2.77%  

APY* - Annual Percentage Yields (APY) are accurate as of today's date and are subject to change without notice. APY assumes the principal and earned interest remain on deposit until maturity.  Interest is compounded Monthly.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Certificates are available for IRA investments - same rates apply.

APY** - Annual Percentage Yields (APY) are accurate as of the date indicated on this sheet and are subject to change without notice. This is a variable rate account and the rate and APY may change after the account is opened. Fees could reduce earnings on the account.

APY*** - Savings interest compounds Quarterly