RATES
At Texas Exchange Bank, we make saving your money easy with a variety of deposit accounts for short-term or long-term investing. We offer products for you to earn a competitive rate, have easy access to your money, or save for your retirement.
We have two easy ways for you to open your account with us.
- Complete our New Account Application then fax it to us at 817-870-9735 or mail it to: 301 Commerce St, Suite 230, Fort Worth, TX 76102 and we will do the rest!
- Visit one of our locations and our new account personnel will be happy to assist you.
Lots of ways to get it done and it's easy. Our goal is to serve your banking needs and help you achieve your financial goals. We are looking forward to hearing from you soon!
View our current NEW MONEY rates by selecting the city nearest you from the box below. For RENEWAL RATE questions, please call 817-297-4331 and select option 12 for New Accounts.
Rates are subject to change at any time.
NEW MONEY Certificates of Deposits and IRA's - Dallas
$1,000 Minimum to Open | $10,000 Minimum to Open | |||
Term | Interest Rate | APY* | Interest Rate | APY* |
90 Days | 3.302% | 3.352% | 3.302% | 3.352% |
180 Days | 3.250% | 3.298% | 3.250% | 3.298% |
12 Month | 3.176% | 3.223% | 3.176% | 3.223% |
18 Month | NA | NA | NA | NA |
24 Month | NA | NA | NA | NA |
30 Month | NA | NA | NA | NA |
36 Month | NA | NA | NA | NA |
48 Month | NA | NA | NA | NA |
60 Month | NA | NA | NA | NA |
Transactional Accounts
Account | Minimum Daily Balance | Interest Rate | APY** | Minimum Opening Balance |
Personal NOW Checking | $0.00 - $1,499.99 | 2.30% | 2.326% | $1,500.00 |
$1,500.00 + | 2.30% | 2.326% | ||
Business Interest Checking | $0.00 - $49,999.99 | 2.30% | 2.326% | $100.00 |
$50,000.00 + | 2.30% | 2.326% | ||
Personal & Business Money Market | $0.00 - $2,499.99 | 2.30% | 2.326% | $2,500.00 |
$2,500.00 + | 2.30% | 2.326% | ||
Personal & Business Premium Money Market | $0.00 - $2,499.99 | 2.30% | 2.326% | $50,000.00 |
$2,500.00 - $49,999.99 | 2.30% | 2.326% | ||
$50,000.00 - $99,999.99 | 2.30% | 2.326% | ||
$100,000.00 + | 2.30% | 2.326% | ||
Personal & Business Savings*** | $0.00 - $99.99 | 2.30%*** | 2.326% | $100.00 |
$100.00 + | 2.30%*** | 2.326% |
APY* - Annual Percentage Yields (APY) are accurate as of today's date and are subject to change without notice. APY assumes the principal and earned interest remain on deposit until maturity. Interest is compounded Monthly. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Certificates are available for IRA investments - same rates apply.
APY** - Annual Percentage Yields (APY) are accurate as of the date indicated on this sheet and are subject to change without notice. This is a variable rate account and the rate and APY may change after the account is opened. Fees could reduce earnings on the account.
APY*** - Savings interest compounds Quarterly
NEW MONEY Certificates of Deposits and IRA's - Fort Worth
$1,000 Minimum to Open | $10,000 Minimum to Open | |||
Term | Interest Rate | APY* | Interest Rate | APY* |
90 Days | 3.302% | 3.352% | 3.302% | 3.352% |
180 Days | 3.250% | 3.298% | 3.250% | 3.298% |
12 Month | 3.176% | 3.223% | 3.176% | 3.223% |
18 Month | NA | NA | NA | NA |
24 Month | NA | NA | NA | NA |
30 Month | NA | NA | NA | NA |
36 Month | NA | NA | NA | NA |
48 Month | NA | NA | NA | NA |
60 Month | NA | NA | NA | NA |
Transactional Accounts
Account | Minimum Daily Balance | Interest Rate | APY** | Minimum Opening Balance |
Personal NOW Checking | $0.00 - $1,499.99 | 2.30% | 2.326% | $1,500.00 |
$1,500.00 + | 2.30% | 2.326% | ||
Business Interest Checking | $0.00 - $49,999.99 | 2.30% | 2.326% | $100.00 |
$50,000.00 + | 2.30% | 2.326% | ||
Personal & Business Money Market | $0.00 - $2,499.99 | 2.30% | 2.326% | $2,500.00 |
$2,500.00 + | 2.30% | 2.326% | ||
Personal & Business Premium Money Market | $0.00 - $2,499.99 | 2.30% | 2.326% | $50,000.00 |
$2,500.00 - $49,999.99 | 2.30% | 2.326% | ||
$50,000.00 - $99,999.99 | 2.30% | 2.326% | ||
$100,000.00 + | 2.30% | 2.326% | ||
Personal & Business Savings*** | $0.00 - $99.99 | 2.30%*** | 2.326% | $100.00 |
$100.00 + | 2.30%*** | 2.326% |
APY* - Annual Percentage Yields (APY) are accurate as of today's date and are subject to change without notice. APY assumes the principal and earned interest remain on deposit until maturity. Interest is compounded Monthly. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Certificates are available for IRA investments - same rates apply.
APY** - Annual Percentage Yields (APY) are accurate as of the date indicated on this sheet and are subject to change without notice. This is a variable rate account and the rate and APY may change after the account is opened. Fees could reduce earnings on the account.
APY*** - Savings interest compounds Quarterly
NEW MONEY Certificates of Deposits and IRA's - Houston
$1,000 Minimum to Open | $10,000 Minimum to Open | |||
Term | Interest Rate | APY* | Interest Rate | APY* |
90 Days | 3.302% | 3.352% | 3.302% | 3.352% |
180 Days | 3.250% | 3.298% | 3.250% | 3.298% |
12 Month | 3.176% | 3.223% | 3.176% | 3.223% |
18 Month | NA | NA | NA | NA |
24 Month | NA | NA | NA | NA |
30 Month | NA | NA | NA | NA |
36 Month | NA | NA | NA | NA |
48 Month | NA | NA | NA | NA |
60 Month | NA | NA | NA | NA |
Transactional Accounts
Account | Minimum Daily Balance | Interest Rate | APY** | Minimum Opening Balance |
Personal NOW Checking | $0.00 - $1,499.99 | 2.30% | 2.326% | $1,500.00 |
$1,500.00 + | 2.30% | 2.326% | ||
Business Interest Checking | $0.00 - $49,999.99 | 2.30% | 2.326% | $100.00 |
$50,000.00 + | 2.30% | 2.326% | ||
Personal & Business Money Market | $0.00 - $2,499.99 | 2.30% | 2.326% | $2,500.00 |
$2,500.00 + | 2.30% | 2.326% | ||
Personal & Business Premium Money Market | $0.00 - $2,499.99 | 2.30% | 2.326% | $50,000.00 |
$2,500.00 - $49,999.99 | 2.30% | 2.326% | ||
$50,000.00 - $99,999.99 | 2.30% | 2.326% | ||
$100,000.00 + | 2.30% | 2.326% | ||
Personal & Business Savings*** | $0.00 - $99.99 | 2.30%*** | 2.326% | $100.00 |
$100.00 + | 2.30%*** | 2.326% |
APY* - Annual Percentage Yields (APY) are accurate as of today's date and are subject to change without notice. APY assumes the principal and earned interest remain on deposit until maturity. Interest is compounded Monthly. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Certificates are available for IRA investments - same rates apply.
APY** - Annual Percentage Yields (APY) are accurate as of the date indicated on this sheet and are subject to change without notice. This is a variable rate account and the rate and APY may change after the account is opened. Fees could reduce earnings on the account.
APY*** - Savings interest compounds Quarterly
